Credit Card Lending API

Power seamless digital credit card journeys

Launch, manage, and personalize credit card offerings with a comprehensive API that handles user verification, pre-screening, application flow, KYC, and digital issuance.

Why Choose Our Credit Card Lending API?

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Launch Your Own Co-Branded Card

Use API integration with issuing banks/NBFCs to launch white-label or co-branded credit cards quickly.

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Risk-Based Offer Customization

Combine income, credit bureau, and behavioral data to deliver real-time, personalized card offers with dynamic limits and benefits.

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Simplify KYC & Activation Flows

Integrate with Aadhaar eKYC, PAN verification, and Video KYC via APIs to onboard users 100% digitally.

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Track Application Lifecycle

Monitor every stage from pre-screening → document verification → underwriting → approval → virtual card issuance, in-app.

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Cross-Sell with EMI & BNPL Offers

Use credit card API stack to extend EMIs on purchases, offer BNPL on non-card users, or launch virtual prepaid cards for credit newbies.