Pull structured ITR XMLs and PDF reports for multiple years directly from the IT department, ensuring tamper-proof authenticity.
For users with no credit history (new-to-credit), tax filings help build alternate credit scoring models based on income and compliance.
Analyze year-on-year income trends, profession codes, and business types to understand income stability and professional credibility.
No need for the borrower to download/upload their returns manually. All consent-based, fetched digitally in seconds.
All API pulls are logged with time stamps and consent trails, helping you meet RBI and DPDP Act audit readiness.
